V2-05-002
Kraken EEA Terms of Service
URL: https://www.kraken.com/legal/eea-terms
Observed: 2026-10-30 (date precision; request seconds not captured)
Reading: direct_relevant_sections
Locator: Part A §§1.1–1.2, 2.1, 3.5; Part C §§6.5, 15.2, 16.3–16.7; Part F referral; Part G provider table

Effective 14 October 2026. Part A names PESL (Irish company 711781, C468360) for crypto core services, PIL (688569, C453020) for e-money, PEDSL (HE356603, 342/17) for investment products, and BVI Payward Commercial (2110761) for staking, labelled unregulated in the table. Eligibility requires EEA location, independently of residence. Pro spot orders execute on an agency basis; Instant Buy/Sell uses PESL as counterparty. Crypto withdrawals to a chosen external wallet require sufficient free assets/fees and may require destination verification. Part C §6.5 provides e-money redemption on termination, subject to law, to a registered/approved bank. Unified Balances moves PIL e-money into PESL fiat collateral; the resulting balance is no longer e-money. Part F incorporates separate PEDSL terms.

Limit: Additional eligibility and supported-asset rules remain. PGSL appears in footer but is not a named core customer counterparty in the inspected Part A list. Withdrawal and Crypto-asset Transfers product are separate clauses; do not import the latter recipient-account condition into ordinary withdrawal.
