V2-09-002 — Bitpanda Group GTC, body version 3.0.0
URL: https://cdn.bitpanda.com/terms-and-conditions/user-agreement-bitpanda-bitpanda-gmbh-en-3.0.0.pdf
Observed: 2026-10-30; timestamp not captured.
Document date: 2024-05-07.
Reading depth: direct_relevant_sections; retrieval: success.
Locator: pp.1–5, §§2.3–2.4,4

Own research paraphrase:
Body is dated 7 May 2024. Historical BAM cohort uses registration after 24 November 2022 and principal residence Germany. Separate group companies supply different services.

Limits:
Historical navigation evidence; the filename is not evidence that this is the current agreement.
