V2-09-024 — Nutzungsvereinbarung version 2.0.1
URL: https://cdn.bitpanda.com/terms-and-conditions/user-agreement-bitpanda-bitpanda-gmbh-de-latest.pdf
Observed: 2026-10-31; timestamp not captured.
Document date: 2026-07-08.
Reading depth: direct_relevant_sections; retrieval: success.
Locator: pp.2–7; §§1.3,1.4,1.6.1,2.1,2.2(c),3.4

Own research paraphrase:
German controlling text confirms the default company/product override. Registration clause distinguishes residence/base from nationality. Fiat-wallet e-money is exclusively issued by Bitpanda Payments.

Limits:
Same agreement family as English. Current document availability is not proof of every customer migration or German retail product route.
