Affluent Launches Crypto Investment App on Telegram for DeFi Access

Affluent, a crypto investment app launched on Telegram by former TON executive Justin Hyun, aims to simplify decentralized finance (DeFi) for users. Key features include:

  • Yield and lending opportunities
  • Strategy Vault and Vault Manager for automated asset allocation
  • A mini app functioning as a "smart bank for crypto"

Users can deposit assets into the vault for management through smart contracts and expert oversight, ensuring diversified investments across lending markets to maximize returns.

Co-founder Hyung Lee emphasizes the integration of traditional finance (TradFi) with DeFi, allowing users to earn interest with a single click via Telegram.

Meanwhile, Toncoin has experienced significant trading activity, reaching over $1.5 billion in daily volume. This surge is linked to speculation about a potential $300 million partnership with Elon Musk’s xAI and the appointment of ex-Visa executive Nikola Plecas as the new VP of Payments at the TON Foundation.