Nov 17, 2025
11 0
Alibaba, JPMorgan Launch Tokenized Deposit Rails for Fast B2B Payments
- Alibaba and JPMorgan are implementing tokenized deposit systems for B2B payments, reducing settlement times from days to near-instant.
- Tokenized deposits resemble stablecoins but are backed by fiat currencies and remain within the banking system, addressing regulatory concerns.
- Alibaba will use these deposits for cross-border trade, aiming to launch 'Agentic Pay' by December 2025, which will include AI-driven smart contracts.
- The introduction of tokenized deposits highlights the importance of wallet infrastructure that can manage digital cash and DeFi transactions.
- Best Wallet is creating a non-custodial, multi-chain wallet with features like a DEX aggregator and aims to capture significant market share by 2026.
- The Best Wallet Token ($BEST) is integrated into the ecosystem, offering reduced fees, increased staking yields, and governance rights.
- As tokenized bank money becomes standard, wallets capable of handling both traditional financial tokens and DeFi assets will likely see increased usage.
- Best Wallet positions itself as a central hub for this integration, leveraging its mobile-first design and extensive asset support.
Investors have shown interest in the $BEST token, with the presale raising over $17.1 million.