Jul 31, 2025
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Clearpool Launches Payment Financing Products and New Stablecoin Yield Token
Clearpool has launched new products aimed at financing payments for fintechs involved in cross-border transfers and card transactions. Key offerings include:
- Stablecoin credit pools for payment finance (PayFi)
- cpUSD, a permissionless token that generates yield through short-term lending to payment providers
CEO Jakob Kronbichler highlighted the liquidity gap between instant stablecoin settlements and slower fiat transactions. Clearpool's PayFi pools provide credit to institutional lenders, with repayment periods of one to seven days.
The cpUSD token is designed to yield returns linked to actual payment flows. Clearpool has provided over $800 million in stablecoin credit to institutional borrowers, including Jane Street and Banxa. This development reflects the growing role of stablecoins in global payments, especially in emerging markets with inefficient banking systems.