MetaMask Launches Transaction Shield with $10,000 Coverage for $9.99/Month

MetaMask has launched Transaction Shield, a premium subscription service providing on-chain threat screening coupled with a refund promise for misclassified malicious transactions.

Launch Date: December 2, 2025.
Pricing: $9.99/month or $99/year.
Coverage: Up to $10,000 per month across 100 eligible transactions.
Claim Process: Users can submit claims within 21 days; reimbursements are usually processed in about 15 business days.
Payouts are made in mUSD, MetaMask’s dollar-denominated asset.

Exclusions

The service does not cover:

Losses from compromised keys or seed phrases.
Phishing sites that steal credentials.
Protocol-level exploits (e.g., DeFi platform hacks).
Market moves (slippage/price crashes).

Network Coverage

Applies to major EVM networks including Arbitrum, Polygon, Base, BNB Chain, Avalanche, Optimism, and Sei. Available on desktop with mobile support forthcoming.

Context and Importance

Security concerns hinder mainstream crypto adoption. In 2025, $2.5 billion was lost to hacks and scams in the first half alone. MetaMask’s new feature aims to offer users an active guarantee rather than passive warnings, marking a shift towards consumer-style protection.