Morpho V2 Launches Customizable Loans to Enhance DeFi Offerings
Morpho has announced an update to its cryptocurrency lending protocol, Morpho V2, aimed at aligning DeFi with traditional lending through customizable loan terms.
- Introduces market-driven fixed-rate, fixed-term loans for institutional and enterprise use.
- Enhances flexibility by allowing single, multiple assets, or entire portfolios as collateral, including real-world assets (RWAs).
- Moves beyond rigid pool-based structures to an intent-based model for lenders and borrowers.
- Implements improved compliance measures, including enhanced KYC and whitelisting.
- Maintains open-source, permissionless, and non-custodial platform attributes.
- Upgrade rollout expected in the coming weeks.
Morpho Labs CEO Paul Frambot emphasized the need for precision and flexibility to cater to sophisticated users and institutions seeking predictable loans.