NewsBTC
Jan 22, 2026
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Ripple CEO Predicts Crypto Record Highs and Long-Term Growth in 2026

Ripple CEO Brad Garlinghouse remains optimistic about the crypto market, predicting new all-time highs for digital assets despite mixed early 2026 performance.

Key Points

  • At the World Economic Forum, Garlinghouse highlighted regulatory developments like the GENIUS Act as catalysts for increased activity in the crypto sector.
  • Financial institutions are increasingly interested in cryptocurrencies, indicating a significant shift not yet reflected in market prices.
  • XRP is currently trading at $1.88, with a 13% decline over the past week, leading to speculation of a potential bear market.
  • Garlinghouse remains confident in XRP's long-term potential and expects positive momentum over the next five to ten years.

Ripple

Regulatory Developments

  • The GENIUS Act is expected to boost stablecoin growth and improve operational efficiency, such as payroll.
  • Garlinghouse is optimistic about the passage of the CLARITY Act, a key framework for crypto regulation, despite challenges and opposition from Coinbase CEO Brian Armstrong.
  • He believes industry leaders will overcome legislative hurdles to ensure continued growth.