Coinspeaker
Jan 7, 2026
4 0

Ripple Stays Private, Rejects IPO Despite $40 Billion Valuation

Ripple's Strategic Direction and Financial Position

  • Ripple plans to remain private in 2026, confirmed by President Monica Long, citing a strong balance sheet and no need for public market capital.
  • In November 2025, Ripple raised $500 million, valuing the company at $40 billion.
  • The funds allow for growth without IPO pressure or disclosure burdens.
  • XRP experienced a 5% drop despite $19 million in ETF inflows on January 6th.
  • WisdomTree withdrew its plans for a spot XRP ETF unexpectedly.

Company Developments and Acquisitions

  • Ripple completed a $1 billion tender offer and repurchased over 25% of its outstanding shares.
  • In 2025, Ripple focused on building institutional infrastructure with nearly $4 billion in acquisitions.
  • Acquisitions include Hidden Road ($1.25 billion), GTreasury, Rail, and Palisade.
  • Plans to slow acquisition pace in 2026.

Payments, Stablecoins, and Technological Growth

  • Ripple Payments processed over $95 billion in volume as of late 2025.
  • Ripple's stablecoin, RLUSD, surpassed a $1 billion market cap within seven months.
  • Expansion into institutional use cases like collateralized lending and stablecoin settlement.
  • XRP Ledger ranks among the top 10 blockchains for real-world asset activity.

Issuers such as Ondo Finance and others are developing assets on XRPL.