Ripple Faces Delay as Judge Blocks Settlement with SEC
Ripple's lawsuit with the US SEC continues as the community anticipates a critical decision. XRP, which surged above $2 last year, has recently dropped below that threshold and is currently around $0.50.
Legal Developments
- On May 15, 2025, Judge Analisa Torres rejected Ripple's settlement proposal due to incorrect procedural rules being cited.
- The case must be refiled under the correct Rule, prolonging the timeline for resolution by several months.
Community Perspectives
- Many in the XRP community believe external factors have suppressed the token's price, particularly during its extended period around $0.50.
- Despite previous rallies, there are concerns about potential disappointment among optimistic holders as the legal situation unfolds.
Competition and Utility
- XRP is positioned for cross-border payments but faces competition from SWIFT and other blockchain platforms.
- Current real-world transaction volume for XRP is low compared to its total supply.
Price Forecasts
- Some analysts suggest targets of $50 to $1,000 for XRP post-lawsuit, though significant market cap increases would be required.
- A $100 price would necessitate a more than 40-fold increase in market cap.
Future Outlook
- Both Ripple and the SEC aim for a swift resolution, but appeals may delay outcomes until late 2025 or early 2026.
- Market participants will closely monitor court updates, as these could influence XRP's future trajectory.