Coinspeaker
Jan 9, 2026
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Stablecoin Payment Flows Expected to Reach $56.6 Trillion by 2030

Stablecoin payment flows are projected to reach $56.6 trillion by 2030, according to Bloomberg Intelligence.

  • Bloomberg reports a compound annual growth of approximately 80% if the projection is realized.
  • Global stablecoin transactions surged to $33 trillion in 2025, marking a 72% increase year-on-year.
  • Q4 2025 saw $11 trillion in stablecoin transactions, up from Q3's $8.8 trillion.

Driving Factors for Growth:

  • Real-world usage in cross-border payments and business settlements.
  • Increased demand in inflation-affected economies.

USDC and USDT Dominance

  • [USDC](https://holder.io/coins/usdc/) led transaction flow in 2025 with $18.3 trillion processed.
  • [USDT](https://holder.io/coins/usdt/) had a market cap of $186.9 billion, more than double USDC's $74.9 billion.
  • USDT preferred for day-to-day payments; USDC favored on DeFi platforms.

Artemis Co-founder Anthony Yim highlights growing demand for US dollar exposure in emerging markets due to inflation and geopolitical instability.

Banks and Governments Involvement

  • Barclays invested in Ubyx, focusing on stablecoin clearing infrastructure.
  • Wyoming launched Frontier Stable Token (FRNT), backed by USD and Treasurys.
  • JPMorgan plans to bring JPM Coin to the Canton Network for tokenization.