Standard Chartered Projects XRP Reaching $8 by End of 2026

XRP is currently trading at $2.06 as of January 13, 2026, a significant drop from its July 2025 peak of $3.65. However, various predictions suggest that XRP could reclaim and exceed this previous high.

Key Points

Technical analyses indicate potential for XRP to return to the upper-$3 range and possibly reach new highs above $3.8.
Standard Chartered predicts XRP could surpass $3.8, potentially reaching $8 by the end of 2026, implying a 300% increase from current levels.
This forecast is driven by expected institutional adoption and inflows into XRP-based spot ETFs.
Technical outlooks show a bullish trend, with analysts suggesting a breakout retest structure and potential long-term targets as high as $22 if XRP maintains above the $1.60-$1.40 range.
Short-term resistance levels are identified at $2.67 and $3.01, which, if surpassed, could lead to a retest of the previous peak near $3.8.
Ripple’s strategic progress, including acquisitions and global licensing, supports the narrative of possible new all-time highs for XRP in 2026.

XRP

The combination of technical projections and Ripple's business strategies suggests a strong potential for XRP to experience significant growth in 2026.