U.S. Enacts GENIUS Act, Passes CLARITY Act for Digital Assets

The U.S. is shifting its stance on digital assets with the GENIUS and CLARITY Acts, aiming to establish a regulatory framework for the digital asset ecosystem.

Previously, the lack of clarity from the Biden Administration created uncertainty in the U.S. digital asset market.
Latin America demonstrates significant digital asset usage, valued at $415 billion, focusing on payments, remittances, and savings.
Argentina uses stablecoins as an inflation hedge; Paraguay focuses on Bitcoin mining due to hydropower; Peru integrates digital assets into its AML and tax frameworks.
The EU has implemented MiCA, providing a comprehensive regulatory framework for digital assets across member states.
The U.S., despite deep liquidity and major issuers, lacks a unified market structure for digital assets.
The GENIUS Act establishes a framework for payment stablecoin issuance, signed into law on July 18, 2025.
The bipartisan CLARITY Act passed in the House aims to align the U.S. with global standards by year-end.