Visa Launches Pre-Funding Pilot for Stablecoin Payments

  • Visa has launched a pre-funding pilot using stablecoins on its Visa Direct platform.
  • This initiative allows businesses to transfer funds across borders without needing large fiat reserves.
  • The goal is to reduce transaction friction, provide faster liquidity access, and offer financial institutions more flexibility in global payouts.
  • Businesses can pre-fund their accounts with stablecoins, which Visa treats as equivalent to fiat money.
  • Visa is expanding its stablecoin capabilities, similar to other traditional financial firms, to capitalize on growing interest.
  • Increased regulatory frameworks for stablecoins are being established by major jurisdictions.