Wall Street Invests $500 Million in Ripple Valued at $40 Billion

Ripple's recent $500 million funding round is notable due to significant participation from major Wall Street entities like Citadel Securities and Fortress Investment Group. The deal valued Ripple at approximately $40 billion, signaling traditional finance's interest in the XRP ecosystem.

Deal Structure and Investor Protections

Investors secured rights to sell shares back to Ripple with a 10% annual return within 3-4 years unless Ripple goes public.
Early buyback by Ripple yields investors a 25% annualized return.
Liquidation preference ensures these investors are prioritized if issues arise.
Ripple has repurchased over 25% of its outstanding shares in recent years.

Investment as an Indirect Bet on XRP

Although investors acquired equity in Ripple, 90% of Ripple's net value is tied to its XRP holdings.
As of July 2025, Ripple held about $124 billion worth of XRP, mostly in escrow.
The investment round reflects confidence in both Ripple's growth and XRP's future market strength.

XRP