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XRP Documentation Confirms Payment Utility, Debunking Viral Claims
Recent discussions debunk claims that XRP lacks a connection to payments. Official documentation supports XRP's payment-centric utility, against misinformation on social platforms.
XRP's Role in Traditional Finance
- Researcher SMQKE reveals that claims of XRP being unrelated to traditional finance are inaccurate.
- XRP is designed to enhance international money transfers by acting as a bridge between currencies, providing liquidity.
- The asset addresses inefficiencies in the existing payment system.

Analyst Xfinancebull notes that over 300 banks partner with RippleNet, not just experiment with it. Brad Garlinghouse forecasts XRP capturing up to 14% of SWIFT's current volume by 2030, translating to $21 trillion annually.
The focus is on re-engineering global financial transactions for instant settlement and lower fees using XRP.
Capital Shifts from Observation to Building
- Ripple's recent $500 million raise signifies major institutional interest in XRP's potential.
- Participants include Fortress, Citadel, Pantera, Brevan Howard, and Galaxy, indicating significant investment in XRP infrastructure.
- This capital movement highlights a transition from observation to actively shaping new global financial systems.
