XRP Drops 33% as Market Sheds $1.3 Trillion Since October

XRP continues to decline as the crypto market loses over $1.3 trillion since October, with XRP dropping over 30% in three months.

Retail vs. Institutional Perspectives

Retail traders focus on quick exits and charts, while institutions prioritize system resilience under stress.
XRP's purpose is seen as a bridge for value transfer, not just speculation.

XRP's Design and Market Dynamics

XRP was built for moving large sums efficiently, with a fixed supply limiting its quantity.
Price increases could support larger transaction volumes but do not guarantee adoption.
Institutional transactions often occur quietly through OTC desks and custodians.

A higher XRP price might simplify settlements for banks handling large volumes, reducing slippage risks during busy periods.

However, large-scale institutional demand remains uncertain due to regulatory and liquidity challenges. Despite theoretical benefits, XRP's recent 33% decline reflects volatile market sentiment.