XRP Spot ETFs Could Attract $4-$8 Billion Inflows by 2026

XRP has shown notable performance in 2025, currently trading below $1.90 after a 50% retracement from its July all-time highs.

Standard Chartered predicts significant inflows from spot XRP ETFs, estimated between $4 billion and $8 billion by 2026.
Increased demand due to limited supply could drive price increases, with projections of $8.00 by 2026 and $12.50 by 2028.
XRP ETFs have so far gathered around $1.25 billion, with a need for annual flows of $5 billion to $10 billion to reach the $8 target.

Regulatory Developments

The SEC withdrew its appeal against Ripple Labs, leading to a $125 million settlement and clarifying that XRP sales on secondary markets are not securities transactions.
This resolution may increase adoption and market participation as legal uncertainties diminish.

For XRP to achieve the forecasted prices, favorable economic conditions such as low interest rates and a risk-on investment climate are essential. Otherwise, macroeconomic challenges could deter investors from altcoins.

XRP