BULLISH 📈 : XRP Ledger nears upgrade to enhance institutional adoption

The XRP Ledger community is debating the "golden ticket" for XRP's success. The focus is on Ripple's regulated payments stack using the on-chain XRPL DEX and Ripple Prime for institutional flow settlement, rather than relying on legislative changes like the CLARITY Act.

Key Points

Community members emphasize the importance of Ripple Payments sourcing liquidity from the XRPL DEX and settling transactions on the XRP Ledger.
Compliance concerns are highlighted for routing liquidity through a public DEX, with regulatory non-compliance being a potential issue.
The upcoming Permissioned Domains amendment could resolve compliance barriers, with 88.24% validator consensus and expected activation on Feb. 4, 2026.
Privacy is identified as crucial for deeper XRPL integration by institutions, aligning with Ripple's stance that financial operations require confidentiality alongside compliance.
Ripple recently launched "Ripple Treasury," merging traditional cash management with digital-asset infrastructure.

At the time of reporting, XRP trades at $1.9256.