XRP Price Forecast: Key Factors Could Propel It To $3 By 2026

The XRP price has dropped 4%, reaching nearly 50% below its all-time highs. Analysts predict potential gains by January 2026 due to three catalysts:

Vanguard's approval of XRP ETFs, increasing accessibility for institutional investors.
XRP ETF inflows reached $1 billion in the first four weeks, making it one of the fastest-growing crypto ETF launches.
A significant reduction in market supply, with XRP tokens decreasing from 3.9 billion to 1.6 billion by December 2025.

These factors suggest that smaller investments could significantly influence prices due to reduced supply. The Vanguard XRP ETF locks tokens into regulated custody, promoting a buy-and-hold strategy, which might lead to gradual price appreciation.

Three scenarios are considered for XRP's future:

Optimistic: Quick advisory capital movement could push XRP above $2.25 and potentially test $3 by January end.
Middle-ground: Gradual adoption may lead to a daily influx of $20-30 million, with XRP breaching $2.25 and facing resistance between $2.40 and $2.80.
Pessimistic: XRP reaching $3 might take until early or mid-2026 due to slower institutional adoption.

XRP price

Source image from DALL-E, chart from TradingView.com