Arf, Huma Integrate with Circle for Cross-Border Stablecoin Payments

Arf Joins Circle Payments Network

Arf, a Swiss liquidity provider, will integrate with Circle Payments Network (CPN) to offer on-demand credit, removing the need for prefunding.
The integration utilizes Huma Finance's PayFi network to enhance cross-border stablecoin settlements, increasing speed and capital efficiency.
Circle Internet, issuer of USDC, facilitates this initiative to address challenges in cross-border finance by reducing capital lock-up in prefunding.
Visa is also exploring stablecoin usage for cross-border payments through its real-time platform, Visa Direct.
This collaboration allows same-day USDC settlements, freeing up working capital and lowering costs for financial institutions.

Stablecoin Growth

USDC holds a market value of $73.26 billion and operates within regulated frameworks, ensuring reliability.
Stablecoin adoption in cross-border transactions is increasing, with 90% of financial institutions integrating them, and 58% using them for international transfers.
The stablecoin market is projected to reach $3 trillion by 2028.