BULLISH 📈 : Analyst says XRP is vital for global financial liquidity

A recent analysis on XRP emphasizes its role as a systemically important liquidity asset, rather than just a speculative crypto investment.

Key Insights from Analyst Rob Cunningham

XRP's value transcends typical speculation, serving as a foundational tool for global liquidity and treasury management.
Cunningham suggests viewing XRP as "plumbing" or neutral collateral in the financial system, which differentiates it from market-driven assets like Bitcoin.
The valuation of XRP reflects its systemic function rather than market hype, positioning it as essential infrastructure for cross-border settlement.
Ripple’s CTO, Joel Katz, has indicated that XRP should be valued above $200 to function effectively as a cost-effective bridge.
Regulatory clarity is seen as a precursor to broader adoption, potentially adjusting XRP's price once fully integrated into financial systems.

If XRP captures 15% of SWIFT's annual flow, this could represent $22.5 trillion in yearly liquidity.
An estimated $280 billion to $700 billion in XRP liquidity would be required based on an annual flow of $5.6 trillion, with a buffer ranging from 2x to 5x.
Price scenarios range from $2.50 to $7.50, potentially reaching $10 to $200 under full ripple effects, and $50 to $100 or higher if functioning as a major reserve currency.

XRP