Stablecoin Retail Transfers Exceed $5.8 Billion in August 2025
Stablecoin adoption among retail users reached new heights in 2025, with transaction volumes through August surpassing last year's total, according to a report by CEX.io. Key points include:
- Retail-sized transfers under $250 hit $5.84 billion in August, the highest recorded.
- 2025 has become the busiest year for stablecoin transfer volume at the consumer level.
- Stablecoins are increasingly integrated into daily financial activities, including remittances and microtransactions.
- A survey of over 2,600 consumers in Nigeria, India, Bangladesh, Pakistan, and Indonesia revealed that many turned to stablecoins to avoid high banking fees and slow transfers.
- Nearly 70% of respondents reported using stablecoins more frequently than last year, with over three-quarters expecting continued growth.
Ethereum gains, Tron falls back
- Tron (TRX) saw a decline in market share, with monthly transaction counts falling by 1.3 million (6%).
- Binance Smart Chain (BSC) emerged as the preferred platform for retail users, capturing nearly 40% of retail stablecoin activity, with transaction counts up 75% this year.
- The Ethereum network accounted for over 20% of transfer volume and 31% of transaction counts, with sub-$250 transfers on the mainnet rising 81% in volume and 184% in count.
- Transaction costs on Ethereum have dropped over 70% in the past year, improving its competitiveness for smaller transactions.