23 September 2025
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Y Combinator, Base, Coinbase Ventures Launch Fintech 3.0 Initiative
- Y Combinator, in collaboration with Base and Coinbase Ventures, is fostering the development of "Fintech 3.0" companies.
- The focus areas include:
- Expanding stablecoins beyond USD to local currencies
- Tokenizing assets like stocks and credit markets
- Creating consumer applications, including AI-driven financial agents
- This initiative aims to advance the financial industry on-chain, exemplified by Base's partnership with Shopify for global USDC payments.
- The effort aligns with U.S. legislative movements, such as the GENIUS Act, aimed at providing regulatory clarity for stablecoin issuers and broader crypto market regulations.