Binance Introduces RWUSD Product to Track Real-World Assets Performance
Binance has launched a new principal-protected Earn product called RWUSD, aimed at tracking Real-World Assets (RWA) like tokenized US Treasury bills.
Key Features of RWUSD
- Offers up to 4.2% APR on holdings.
- Investments up to $5 million receive the same flat APR without tiered rates.
- Eligible stablecoins for subscription include USDT and USDC.
- RWUSD can be redeemed to USDC at a 1:1 ratio with no subscription fees.
- RWUSD in Spot Account can be used as collateral for Binance VIP Loans while still generating yield.
Limitations of RWUSD
- Not classified as a stablecoin, security, or tokenized RWA.
- Cannot be traded, transferred, or withdrawn on-chain.
Binance's move reflects growing interest in RWA tokenization, which saw a 260% market increase in the first half of 2025, reaching $23 billion. Improved regulatory frameworks are expected to drive further growth in this sector.