Ripple spends $4B in 2025 acquisitions, strengthens XRP utility

Analyst XRP Bags explains why he keeps holding XRP. He points to Ripple’s ties to policymakers, ISO 20022 alignment, and 2025 deal flow, not price charts.

His post spread across the XRP community. He says his stance stands regardless of market conditions on X and in prior coverage.

What he cites as the core:

- Access to key rails. Ripple was highlighted for payments work and DLT standards, including the Fed’s Faster Payments Task Force and the World Bank’s Better Than Cash Alliance source.

- Standards timing. The Fed’s FedWire moved to ISO 20022 in July 2025 source. Ripple joined the ISO 20022 Standards Body in 2020 and aligned RippleNet to it source.

- Policy forums and influence. He points to roles linked to the IMF’s fintech advisory, WEF, the Digital Dollar Project, the Digital Pound Foundation, and the Digital Euro Association source. WEF Davos 2026 featured Ripple’s CEO on CBDCs and cross‑border payments source.

- Talent strategy. He notes hires from US Treasury, Federal Reserve legal, SWIFT, SEC, BlackRock digital assets, and past US administrations source. He also flags leadership depth around Ripple’s CTO and engineering bench source.

- 2025 capital deployment. Ripple spent nearly $4B on ecosystem investments and deals, with about $3B in major acquisitions source. CEO Brad Garlinghouse said boosting XRP utility is the company’s “North Star,” and last year’s buys are outperforming internal targets source.

He frames it as an infrastructure bet. “The people building the future already made their choice” source.

Headline
Analyst backs XRP on Ripple’s ISO 20022 lead, policy seats, and $4B in 2025 deals