Ripple reportedly secures banking license, expands XRP across global hubs

Ripple steps up its global push to make XRP a core settlement asset. Leadership toured four hubs in five days and flagged new platform and liquidity tooling to drive real-world payments adoption (NewsBTC, XFinanceBull).

CEO Brad Garlinghouse and President Monica Long visited Dublin, London, Singapore, and Sydney across three continents in five days. The trip aimed to deepen presence in key financial centers (XFinanceBull).

Ripple’s build-out spans payments, custody, liquidity, and treasury. The team is embedding AI into real-time cash forecasting and CFO-grade liquidity tools (XFinanceBull, NewsBTC on liquidity).

Management signals a pivot from a US-centric lens. Goal: drive live usage and expand XRP’s role in global payment networks (XFinanceBull).

Analysts say Ripple is building infrastructure now, not waiting for a bull cycle, while markets track price swings (NewsBTC on price focus).

A separate commentator claims Ripple secured a banking license, arguing this could support a valuation near $120 billion based on large XRP holdings. He cites roughly 40 billion XRP at about $3 each, with a top‑10 bank scenario if XRP exceeds $6, implying over $240 billion in balance‑sheet value tied to reserves (25hoursawake).

He also shares speculative projections: up to $650 trillion in assets could eventually move across the XRP Ledger via RealFi and its REAL token, with a path from $0.043 to $998.90 if that token reached a $100 billion market cap as adoption grows (25hoursawake, NewsBTC on adoption).

Key numbers and claims
- 4 offices in 5 days across 3 continents (XFinanceBull)
- Focus: payments, custody, liquidity, treasury, AI tools (XFinanceBull)
- Banking license claim and $120B valuation math tied to XRP holdings (25hoursawake)
- Top‑10 bank scenario at XRP > $6 and > $240B reserve value, per commentator (25hoursawake)