Wall Street investors pour $500M into Ripple, cementing XRP’s core role

Paper says Ripple won’t drop XRP. Structural ties make a split unlikely.

An academic paper highlighted by researcher SMQKE argues Ripple’s payment stack is tightly coupled to XRP. Decoupling would be hard in practice.

Ripple Payments (ex‑RippleNet) uses XRP as a bridge for cross‑border transfers. The paper says this design cuts settlement delays and reduces double‑spend risk (source; Ripple).

Key findings
- XRP underpins network efficiency and security, making abandonment unlikely (paper summary).
- Regulatory tightening and rival tech remain risks to Ripple’s model over time (paper summary).

The research was brought to wider attention by the XRP community via SMQKE’s post.

Ripple has also explored XRP as a neutral bridge between CBDCs. The goal: connect national digital currencies without legacy intermediaries (CBDC explainer).

Ripple’s RLUSD stablecoin launch sparked talk of sidelining XRP. The paper supports a co‑existence view, not a replacement, with XRP remaining core to the payments rail (paper summary).