Analyst rejects XRP scam, forecasts $1.5T annual cross-border payments volume
Analyst rejects XRP scam claims, cites $1.5T payments plan
XRP keeps sliding. The community calls it a scam. A crypto analyst pushes back and points to utility.
Users revived “scam” and “price suppression” claims after the prolonged downtrend. See the debate and accusations on X and media: scam label, suppression claim.
Analyst Vincent Van Code answered in an X thread. He asked why people think “XRP is a scam or it’s not being used.” He pointed to active XRPL adoption. Sources: Van Code post, XRPL gains.
Price history stays a drag. XRP consolidated near $0.5 for 4+ years, then broke above $2 in 2024 and topped $3.5 in 2025. Links: underperformance.
After the SEC case ended, many expected a new rally. Instead, price fell from above $3.5 and trades around $1.3 for months. Community doubts grew, including new scam accusations. Sources: SEC lawsuit update, post-crash pricing, scam claims resurface.
Van Code counters with usage and scale. Ripple is a $50B private company that uses XRP in payments. He cites plans to route over $1.5T in cross‑border flows annually, positioning XRP as a bridge currency. Sources: Ripple valuation, $1.5T flows and bridge role.
He stresses utility over short‑term charts. The view: more payment adoption, stronger fundamentals, then price appreciation over time. Source: fundamentals improving.
Ripple CEO Brad Garlinghouse underscored utility. All roads lead back to Ripple’s North Star, XRP.
Source: CEO statement.
- Price path: $0.5 base for years, breakout in 2024, ~$3.5 high in 2025, ~$1.3 now
- Legal overhang cleared after SEC case
- Ripple scale: ~$50B valuation
- Target use: ~$1.5T annual cross‑border flows via bridge currency
