Terms and Conditions

Welcome to Holder.io. These Terms and Conditions form an agreement between you (the "Client", "You", or "Your") and Holder.io ("The Company", "Ourselves", "We", "Our", or "Us") regarding your use of the https://holder.io website ("the Site") and any products or services provided through the Site. By accessing and using the Site, you agree to comply with and be bound by these Terms and Conditions, our Privacy Policy, and any other relevant policies. If you disagree with any part of these terms, you must cease using the Site immediately.

Terminology

The terms "Client", "You", and "Your" refer to you, the person who accesses the Site and accepts the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our", and "Us", refer to Holder.io. "Party", "Parties", or "Us", refers to both you and us, or either you or us. All terms refer to the offer, acceptance, and consideration of payment necessary to facilitate our support to you in the most appropriate manner, in accordance with and subject to, prevailing United States law.

Use of Cookies

Holder.io uses cookies to enhance your experience on our Site. By using Holder.io, you consent to the use of cookies in accordance with our Privacy Policy. Cookies are utilized to enable certain functionalities on our Site, improve user experience, and for analytical purposes. Some of our affiliate or advertising partners may also use cookies.

Intellectual Property Rights

Unless otherwise indicated, Holder.io and/or its licensors own the intellectual property rights for all material on Holder.io. All intellectual property rights are reserved. You may access this from Holder.io for your own personal use subjected to restrictions set in these terms and conditions. You must not:

Republish material from Holder.io
Sell, rent, or sub-license material from Holder.io
Reproduce, duplicate or copy material from Holder.io
Redistribute content from Holder.io, unless content is specifically made for redistribution.

Your Content

In these Terms and Conditions, “Your Content” shall mean any audio, video, text, images, or other material you choose to display on Holder.io. By displaying Your Content, you grant Holder.io a non-exclusive, worldwide irrevocable, sub-licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.

Your Content must be your own and must not be infringing on any third party’s rights. Holder.io reserves the right to remove any of Your Content from the Site at any time, without notice.

Limitation of Liability

In no event shall Holder.io, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this Site whether such liability is under contract, tort, or otherwise. Holder.io, including its officers, directors, and employees shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this Site.

Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the United States, and you submit to the non-exclusive jurisdiction of the state and federal courts located in the United States for the resolution of any disputes.

Amendments

Holder.io reserves the right to amend these Terms and Conditions at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed.

Hyperlinking to Our Website

Authorized Organizations

The following organizations are permitted to link to our website without prior written approval:

Government agencies
Search engines
News organizations
Online directory distributors may link to our website in the same manner as they hyperlink to the websites of other listed businesses
Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups, which may not hyperlink to our website.

These organizations may link to our home page, publications, or other website information as long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

Link Requests

Holder.io may consider and approve link requests from the following types of organizations:

Commonly-known consumer and/or business information sources such as Chambers of Commerce, American Automobile Association (AAA), AARP, and Consumers Union
Associations or other groups representing charities, including charity giving sites, online directory distributors
Internet portals
Educational institutions and trade associations

We will approve link requests from these organizations if we determine that: (a) the link would not reflect unfavorably on us or our accredited businesses; (b) the organization does not have an unsatisfactory record with us; (c) the benefit to us from the visibility associated with the hyperlink outweighs the absence of Holder.io; and (d) the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.

Linking Procedure

If you are among the organizations listed above and are interested in linking to our website, you must inform us by sending an email to me@holder.io. Please include your name, your organization name, contact information (such as a phone number and/or email address), as well as the URL of your site, a list of any URLs from which you intend to link to our website, and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.

Approved Methods of Linking to Our Website:

By use of our corporate name
By use of the uniform resource locator (web address) being linked to
By use of any other description of our website or material being linked to that makes sense within the context and format of content on the linking party's site

Use of Holder.io's Logo

No use of Holder's logo or other artwork will be allowed for linking absent a trademark license agreement.

Iframes

Without prior approval and express written permission, you may not create frames around our web pages or use other techniques that alter in any way the visual presentation or appearance of our website.

Reservation of Rights

Holder.io reserves the right at any time and in its sole discretion to request that you remove all links or any particular link to our website. You agree to immediately remove all links to our website upon such request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuing to link to our website, you agree to be bound to and abide by these linking terms and conditions.

Removal of Links from Our Website

If you find any link on our website or any linked website objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you.

While we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.

Content Liability

Holder.io shall have no responsibility or liability for any content appearing on your website. You agree to indemnify and defend us against all claims arising out of or based upon your website. No link(s) may appear on any page on your website or within any context containing content or materials that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

Governing Law

These terms shall be governed and construed in accordance with the laws of the jurisdiction in which Holder.io operates, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights. If any provision of these terms is held to be invalid or unenforceable by a court, the remaining provisions of these terms will remain in effect. These terms constitute the entire agreement between us regarding our service and supersede and replace any prior agreements we might have between us regarding the service.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will limit or exclude our or your liability for death or personal injury resulting from negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law. The limitations and exclusions of liability set out in this section and elsewhere in this disclaimer govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence), and for breach of statutory duty.

EXCEPT AS OTHERWISE REQUIRED BY LAW, IN NO EVENT SHALL HOLDER.IO, OUR DIRECTORS, MEMBERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS, OR LOSS OF DATA, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF OR INABILITY TO USE OUR SERVICES OR THE HOLDER.IO MATERIALS.

This adaptation ensures that the content is specifically tailored to Holder.io's policies, legal considerations, and operational jurisdiction, providing clear guidelines for users, partners, and third parties interacting with Holder.io's website and services.