DC Fintech Week selects DSA white paper as 2026 Featured Research

2 min

Washington, D.C., October 7, 2026 — The Digital Sovereignty Alliance (DSA) white paper “Modern Foundations of Personal Finance: Literacy and Infrastructure in the Digital Economy” was named one of five winning papers in DC Fintech Week’s 2026 Call for Papers and selected as 2026 Featured Research.

Key facts

The paper is featured on the DC Fintech Week website at dcfintechweek.org. DC Fintech Week 2026 runs October 13-16 in Washington, D.C.

Authors

Lead author: Molly Woodman, Senior Policy Advisor. Contributors: Adrian Wall, Managing Director; Emily Ekshian, Content Manager; Maghan Lusk, Policy Associate.

Research focus and conclusions

The paper finds that the transition to digital financial systems is outpacing Americans’ financial literacy. Risk comprehension is identified as the weakest knowledge area. Understanding and access gaps are uneven across households. The conclusion: regulation and financial education must advance together to address risk and inclusion.

DSA emphasized that rules can improve product safety but do not substitute for users’ understanding of risk, urging policymakers and educators to prioritize financial literacy alongside regulatory development.

Organizational context

The selection aligns with DSA’s work at the intersection of digital assets, financial infrastructure, consumer protection, and responsible innovation. DSA pursues research, education, and stakeholder engagement across public and private sectors to advance policy frameworks that support innovation while prioritizing transparency, individual rights, and public welfare.

About the Digital Sovereignty Alliance

DSA is a nonprofit social welfare organization advocating for public policies that support ethical innovation in decentralized technologies, blockchain, cryptocurrency, Web3, and artificial intelligence. DSA conducts research, organizes educational events, and promotes policies centered on public welfare and digital sovereignty.