NewsBTC
Apr 2, 2026 upd. 9 Jun

Ripple Treasury gains $12.5T payments access across 13,000 connected banks

2 min

Analyst: Ripple’s $1B GTreasury deal opens $12.5T payments rail for XRP

Ripple rebrands GTreasury to Ripple Treasury after a $1B buy, gaining access to a $12.5T annual payments ecosystem. An X analyst outlines how routing even a slice through XRPL could reshape price dynamics for XRP (source, source).

Ripple Treasury now connects to 13,000+ banks and 1,000+ corporates like Volvo, Subway, and STIHL. Combined flows total $12.5T per year (source).

Today, 0% of that volume uses crypto. The analyst calls it a gap Ripple was built to bridge, echoing CEO Brad Garlinghouse’s stance on utility-first adoption (source, source).

Ripple Treasury runs payments, cash forecasting, netting, reconciliation, risk, liquidity, and regulatory reporting. GTreasury’s 2022 ClearConnect API links banks and ERPs to Ripple Treasury, while XRPL anchors blockchain settlement on the other side (source, source, source, source).

This stacks wallet storage, payments, custody, prime brokerage, and compliance under one roof. Ripple Prime sits in the toolkit to deepen institutional pipes (source).

Supply is tightening. ETFs hold 769M XRP across seven funds with $1.1B AUM, reducing available float, the analyst notes (source).

The volume math is simple. If 1% of $12.5T flows over XRPL, that’s ~$125B in new annual on-chain volume, with potential effects on liquidity demand and price behavior (source, source).

The analyst argues XRP below $1.4 undervalues its real-world potential, citing infrastructure readiness and growing institutional rails (source).

  • $1B GTreasury acquisition and rebrand to Ripple Treasury (source)
  • 13,000+ banks, 1,000+ corporates, $12.5T annual payments (source)
  • 769M XRP held by ETFs, $1.1B AUM across seven funds (source)
  • ClearConnect API bridges banks and ERPs; XRPL for settlement (source, source)

XRP