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1 hour ago
Bearish

XRP falls to $1.39 as Ripple valuation hits $50B

3 min

XRP is trading at $1.39, erasing yesterday’s gains. Ripple’s March 2026 employee share buyback valued the company above Coinbase’s market cap at the time, but XRP has not reflected that valuation. Banks can use Ripple’s payments network without holding XRP, limiting direct token demand. Ripple reported over 300 network customers by 2019. Few, including SBI Remit and Travelex Bank, route liquidity through XRP.

DefiLlama data shows XRP Ledger’s decentralized finance total value locked under $50 million. This trails about 40 other chains and is far below Ethereum’s roughly $50 billion. Traders are watching the Senate’s procedural vote on the CLARITY Act, but on-chain demand indicators remain weak.

XRPL Overview DefilLama

XRPL Overview DefilLama

Price Structure and Key Levels

XRPUSDT Chart 1D

XRPUSDT Chart 1D TradingView

XRP trades near $1.40, down just over 1% day-on-day. From the 2025 summer peak near $3.65, price declined through 2026, bottoming near $1.00 in August. The rebound reached $1.72 before settling into the current range.

  • 200-day moving average: flattening near $1.27. It has shifted from resistance to a potential support.
  • Support: $1.31–$1.35. If broken: $1.26 and $1.22.
  • Resistance: $1.43–$1.45, then $1.47–$1.50. A break above $1.54 would support a trend reversal.

Cycle Position and Alternative Flows

Ripple’s corporate milestones and network deals do not automatically increase XRP demand because banks can settle on Ripple’s rails without holding the token. Market reactions indicate much of the positive news is priced in. Attention is shifting to early-stage projects where price discovery is incomplete.

LiquidChain ($LIQUID) is presented as a Layer 3 cross-chain liquidity layer. It offers unified liquidity, single-step execution, and verifiable settlement. The presale raised over $1 million at $0.014955 per token. Early-stage infrastructure carries elevated risk and requires independent research.

Utility claims must align with on-chain demand to sustain token price. XRP’s current ceiling and low DeFi engagement reflect that gap.

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