Analyst says bank adoption could lift XRP toward $180T payments market

SMQKE says adoption, not hype, will decide XRP’s value. Price sits near $1.37 now, but the thesis targets long‑term utility in cross‑border payments. Source.

Headline: SMQKE: Bank rails could push XRP toward stable high value in a $180T payments market

The path starts with banks and PSPs. More Ripple DLT integrations mean more flow across XRPL. Demand for settlement liquidity rises with usage. Post | NewsBTC.

SMQKE notes providers that can feed volume. Finastra. Volante. CGI. They route cross‑currency RTGS and tap a neutral liquidity marketplace on XRPL. Post.

The addressable market cited is $180 trillion a year in international payments. XRP is positioned as a bridge asset for that flow. NewsBTC.

Supply mechanics support the case. Max supply is 100 billion. No mining. Circulating supply trends lower over time. Ultra‑bull calls using total supply math are flagged as unrealistic. NewsBTC.

Volatility may ease with scale. Steady utility demand could stabilize the price as flows become persistent. Post | Bitcoinist.

Key investor takeaways
- Price reference near $1.37 today NewsBTC
- Thesis hinges on bank and PSP adoption Post
- Target market is $180T annual cross‑border payments NewsBTC
- Fixed 100B max supply and no mining; caution on extreme targets NewsBTC