Ripple sets 2026 $1B revenue run rate target, excluding XRP holdings
Ripple targets $1B revenue run rate by end‑2026
Ripple CEO Brad Garlinghouse says the company aims to close 2026 with a $1 billion annualized revenue run rate — excluding XRP held on its balance sheet.
The target rests on four lines of business.
Cross‑border payments for banks and payment firms. The RLUSD dollar‑pegged stablecoin for settlement, collateral, and AI agent transactions — RLUSD now dominates XRPL’s $762M stablecoin supply. Treasury software for corporate crypto infrastructure, a market projected to grow past $1T by 2026. AI‑enabled payments using the XRPL AI Starter Kit and x402 protocol, letting software agents move XRP and RLUSD with minimal human input.
Excluding XRP revenue separates Ripple's target from token sales, easing compliance modeling for institutions.
Garlinghouse’s $1B goal is a stated projection, not an audited figure. Ripple does not publish public financials, leaving the current run rate unverified.
