Teucrium CEO says Ripple could become top-20 bank if XRP hits $3

Teucrium CEO Sal Gilbertie says a full US bank license could re-rate Ripple via its XRP holdings. He sees a path to $3 for XRP and top‑20 bank status for Ripple if approval lands (interview, $3 case).

A market commentator on X said Ripple could rank among the top 20 banks by market cap with a full license. She linked a video interview discussing this scenario (X post, license talk).

Gilbertie’s thesis: Ripple could become one of the world’s largest banks by holding its existing XRP. He argued that, with a full license, Ripple’s reported 40 million XRP in escrow would lift its balance sheet and market standing in a regulated setup (scope, escrow reference).

He added that a licensed-bank status could support $3 XRP, placing Ripple in the top‑20 by capitalization. He discussed upside if XRP trades at “multiples of $3” ($3 path).

On market structure, he said leveraged ETFs can move on‑chain and that traditional instruments will operate on‑chain over time (ETF angle).

Regulatory status: Ripple holds conditional preliminary approval from the OCC for a national trust bank charter. Full approval is pending (OCC nod, charter detail).

The company keeps building payment rails via acquisitions, partnerships, and share buybacks (M&A, buybacks).

Price check: XRP trades at $1.43 after a 14% weekly rally to $1.60, then a pullback. Analysts remain constructive (price move).